Lanvest

Unlimited Company · a private family investment company · Ireland
+353 89 982 2249

To those who write to us,

Lanvest Unlimited Company is the private investment company of its family owners. It holds and invests their own capital, and from time to time lends within its own group, with one aim: to keep that capital intact and growing in real terms over decades, not quarters.

We have no clients. We do not raise money, manage anyone else's savings or sell any product. This page exists so that banks, advisers, counterparties and public bodies can reach us, and so that nobody mistakes us for something we are not.

Please note

Lanvest Unlimited Company does not accept money from investors or the public, does not take deposits, and does not provide investment services, advice or products of any kind. It is not an investment firm, an investment fund, a fund manager or a bank, and it is not authorised or regulated by the Central Bank of Ireland. Any offer of "Lanvest" investments, accounts or returns is not from us.

How the capital is kept

five principles
  1. Own money onlyEvery euro invested belongs to the owners. No borrowing from the public, no outside investors.
  2. PatienceInvestments are made to be held through cycles, not traded on news.
  3. Spread, not concentratedNo single holding should be able to undo the rest.
  4. Costs matterFees and taxes compound too. They are watched as closely as returns.
  5. Proper adviceLegal, tax and investment questions go to qualified, regulated professionals.

The long view

an exercise for any family with savings

Inflation and withdrawals work quietly. Enter a sum, a return, inflation and how much is taken out each year. The figure shows what the capital is worth in today's money over time.

Solid line: capital in today's money after withdrawals. Dotted line: the same capital if nothing were taken out.
—capital at the end, in today's money
—total taken out, in today's money
—withdrawal that keeps capital whole

Assumes a steady return every year, which never happens in practice. Before tax. Educational only, not investment or financial advice. Figures stay in your browser.

Questions, answered plainly

what people ask us
Can I invest with Lanvest?

No. The company invests only its family owners' own capital and accepts no money from anyone else.

Do you give investment advice?

No. For advice, use a firm authorised by the Central Bank of Ireland. You can check any firm on the Central Bank's public register.

Do you lend to the public or to businesses?

No. Any lending is only within the company's own group.

Why does a private company have a website?

So that banks, advisers, counterparties and public bodies can reach us, and so that our name is harder to misuse.

I received an offer in your name. Is it real?

No. We never make offers to the public. Do not pay, and report it to An Garda Síochána and the Central Bank of Ireland.

If you have a complaint

how it is handled
  1. Write to usSend an email with your name, what happened and what you would like us to do, with "Complaint" in the subject line.
  2. AcknowledgementWe aim to confirm receipt within five working days.
  3. AnswerWe aim to reply in full within twenty working days, or tell you why more time is needed.
  4. Independent routesIf you are not satisfied, you may take independent legal advice, use the Small Claims procedure of the District Court where it applies, or contact the Data Protection Commission about personal data.

Help that costs nothing

for anyone thinking about investing

Before you invest anywhere

  • Check that the firm is authorised, on the Central Bank of Ireland's public register.
  • Read the CCPC's free consumer guides on saving, investing and scams.
  • For complaints about a regulated firm: the Financial Services and Pensions Ombudsman.
  • For help with debt or budgeting: MABS, the free Money Advice and Budgeting Service.

A word on fraud

  • Scammers copy real company names and websites. Contact firms only through details on the official register.
  • We will never contact you to offer an investment, a bond, a deposit account or a "guaranteed" return.
  • If anyone does so in our name, do not pay. Report it to An Garda Síochána and the Central Bank, and let us know by email.

Yours faithfully, Lanvest